Cumulative Budget
Personal budgeting that looks ahead
Cumulative Budget answers the question most budgeting apps avoid: how much will actually be left at the end of this month, and the month after that. Income, fixed costs and recurring payments are projected forward on a running balance.
Add a salary, a rent, an insurance premium or a single large purchase and the curve updates immediately — with an AI assistant that explains what changed and where the pressure builds up.
What it does
A forward projection, not a report
A cumulative balance across the coming months instead of yet another breakdown of what already happened.
Recurring entries
Salaries, rent, subscriptions and instalments, each with its own rhythm, start and end date.
AI assistant
Ask what happens if a cost is added or dropped and see the effect on the months ahead.
Phone and browser
The same budget on Android, iOS and the web, so a change made on the bus is there on the laptop.
Who it is for
For anyone running a household budget who would rather see a shortfall coming than discover it afterwards.
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